Located on 16 Toccoa Ridge Road in Mineral Bluff, this 3-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. With 2,480 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. The main living areas are filled with natural light and provide an easy flow for hosting friends or enjoying quiet evenings at home. Step outside to approximately 1.38 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available for multiple vehicles, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Mineral Bluff offers a more independent feel with no mandatory HOA. Currently listed for about 139 days, this property combines space, style, and value. At $649,900, this home is well positioned for buyers seeking value in Mineral Bluff.